Epargne Jeunesse account
With the Epargne Jeunesse account, you build up a savings balance for your children and grandchildren at a very preferential rate until they reach the age of majority.
Pave the future of your children or grandchildrenAn Epargne Jeunesse account allows you to build up a protected capital for your children, grandchildren and godchildren, etc., which they will be able to use as they choose when they reach the age of majority.
To fund the Epargne Jeunesse account, nothing could be simpler. Use the Netbanking platform (in consultation mode only for this account) or the BCGE paying-in card to credit the account at the pace you choose.
You can open this account at one of our branches.
At the age of 18, the account is automatically converted, free of charge, into a BCGE Epargne account (CHF) or into an Epargne Classic account (EUR/USD/CNY/GBP). The holder will then be able to access the account to finance his/her projects.
Offer “Newborns” 1
Prepare the financial future of your children or grandchildren under 2 years of age by opening an Epargne Jeunesse account for them. We will add CHF 20 to your child's account as a welcome gift.
Order your “newborn” kit right away!1 Only one offer per child and on condition that an initial payment of CHF 200 has been made into the minor’s account.
The Epargne Jeunesse account has no account management fee. All amounts paid in are credited without bank charges.
Account maintenance is free of charge
With an access to Netbanking (in consultation mode only), you can keep constant track of the total funds accumulated. This facility is free of charge.
Keep track of the account balance online
Guarantee on depositsTotal savings benefit from the conditions under the guarantee granted to deposits.
- For children from birth to 17 years of age
- The account can be held in one name only
- The assets are blocked until the account holder comes of age
- Withdrawal limit CHF 50'000 per year, for higher amounts, notice period of 31 days