Mortgage loans for improving energy efficiency

Partner with us for your energy renovation project to reap the benefits

Respect the environment without compromising on comfort
Our offer applies to all types of mortgage loans
Up to 100% financing of your energy renovation project
From CHF 50,000 to CHF 250,000

The essentials

Are you planning to renovate your home or future property?

BCGE mortgage holders can benefit from accelerated financing and fund their entire project on the basis of a CECB Plus (Cantonal Energy Certificate for Buildings).

BCGE’s offer

BCGE finances up to 100% of the amount required to obtain the HPE1 or THPE2 standard (including Minergie) for all types of property (up to 10% of the appraised value of the property). This means you don’t have to make an additional capital contribution.

1 High Energy Performance Renovation: HPE renovation |
2 Very High Energy Performance Renovation: THPE renovations |

Suitable for all types of mortgages

Whether you have opted for a fixed-rate, variable-rate or SARON-rate mortgage, you can benefit. You'll be contributing to energy efficiency while saving on your financing.

Get a better idea

  1. View a simulation of your project Mortgage loan calculator (
  2. Take out a mortgage online Avantage service – Mortgages
  3. Or schedule an appointment with your adviser Contact (

Additional information (Links in French/German)

BCGE and its advisers are not liable for anyone who is hired to improve the energy efficiency of your home or other buildings. We recommend you contact federal or cantonal specialist third-party service providers for any questions you may have on this subject.
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