The essentials

Are you planning to renovate your home or future property?

BCGE mortgage holders can benefit from accelerated financing and fund their entire project on the basis of a CECB Plus (Cantonal Energy Certificate for Buildings).

BCGE’s offer

BCGE finances up to 100% of the amount required to obtain the HPE¹ or THPE² standard (including Minergie) for all types of property (up to 10% of the appraised value of the property). This means you don’t have to make an additional capital contribution.

¹ High Energy Performance Renovation: HPE renovation | ge.ch
² Very High Energy Performance Renovation: THPE renovations | ge.ch

Suitable for all types of mortgages

Whether you have opted for a fixed-rate, variable-rate or SARON-rate mortgage, you can benefit. You'll be contributing to energy efficiency while saving on your financing.

Get a better idea

1. View a simulation of your project Mortgage loan calculator (bcge.ch)
2. Take out a mortgage online Avantage service – Mortgages
3. Or schedule an appointment with your adviser Contact (bcge.ch)

Additional information (Links in French/German)

• Switzerland
  • Home / CECB
  • Minergie – Swiss construction label
  • Sustainable Construction Network Switzerland
  • Taking advantage of energy renovation subsidies | Le Programme Bâtiments (leprogrammebatiments.ch)
  • The SBA guidelines for mortgage providers on the promotion of energy efficiency (swissbanking.ch)
• Geneva
  • Welcome | Genergie (ge-energie.ch)
  • Cantonal office of Buildings – Geneva
  • Request an energy efficiency subsidy | ge.ch
  • Energy profile – renovating your thermal envelope | ge.ch
  • Geneva cantonal energy efficiency renovation subsidies (leprogrammebatiments.ch)
• Vaud
  • Renewable energy and energy saving subsidies | Vaud (vd.ch)
  • Increasingly energy efficient buildings (suisseenergie.ch)
  • Vaud cantonal energy efficiency renovation subsidies (leprogrammebatiments.ch)
• Zurich
  • Energy renovation and heating replacement – Zürich (stadt-zuerich.ch)
  • Funding and energy guidance | Kanton Zürich (zh.ch)
  • Zurich cantonal energy efficiency renovation subsidies (leprogrammebatiments.ch)
• Basel
  • Basel-Stadt cantonal energy efficiency renovation subsidies | (dasgebaeudeprogramm.ch)
  • Basel–Stadt office for environment and energy – Subsidies (bs.ch)
  • Basel-Landschaft energy efficiency offer | Renovate now & reap the benefits. (energiepaket-bl.ch)
  • Subsidies – Kanton Aargau (ag.ch)
  • Basel-Landschaft cantonal energy efficiency renovation subsidies (leprogrammebatiments.ch)