How to renew your business vehicles at an interesting price while preserving liquidity
The leasing of business vehicles allows companies to meet their specific transport needs. At the same time, they can preserve their cash flow and benefit from attractive conditions for environmentally friendly vehicles.
The Banque Cantonale de Genève’s Leasing offer is specially designed for companies and self-employed persons operating in Switzerland and has many advantages.
Free choice of vehicle and brandLeasing is possible for a wide range of vehicles (utility vehicles, company cars, passenger cars, scooters, motorbikes, electric bicycles, etc.) and brands that the client can choose himself. There are no application fees, and no guarantee or deposit is required. In addition, the lessee receives the invoice directly, guaranteeing complete transparency on the residual value.
Preferential rate for eco-friendly vehiclesLast but not least, in order to support efforts towards responsible mobility, a more attractive rate is offered on the purchase of a vehicle classified as eco-friendly by the cantonal regulations.
Quick approval and optional down paymentSelf-employed persons and company directors who opt for a leasing benefit from a quick decision process and rapid processing. The lessee can also choose to make an initial payment. This is not compulsory, however. Similar to renting, leasing preserves the company’s cash resources and thus increases its financial flexibility, not to mention tax-deductible monthly payments with VAT recovery.
Simplified application processLeasing is available from CHF 2,500 with a duration of 12 to 60 months. The lessee must take out comprehensive insurance with an insurer of his choice for the entire duration of the contract.
An online platform featuring a simulator on the bank’s website bcge.ch allows entrepreneurs to make calculations and to submit an application when and where they want, even on weekends. If necessary, BCGE’s experienced specialists are available to provide assistance in order to optimally adjust the instalments to the company’s cash flow plan.