Minergie Mortgage

Minergie Mortgage

The mortgage loan for Minergie property enables you to buy, build or renovate a property while reducing your energy costs.

Optimising your comfort while respecting the environment
The added value generated by the Minergie® standard is financed by the BCGE

The essentials

The Minergie® standard

Minergie® is a label of quality intended for new or renovated buildings which respect certain criteria (air-tight construction, thick thermal insulation and a good ventilation system) to limit their environmental impact and ensure minimum energy consumption. The Minergie® label is a "green" option which enables you to optimise your comfort while respecting the environment at the same time. 
The Minergie® Association (AMI) is mutually supported by the Swiss Confederation, the cantons and private trade and industry.

The role of the BCGE

The BCGE finances 100% of the additional investment incurred in obtaining the Minergie® standard (on a maximum 10% of the construction cost, excluding the cost of the land) for all types of property. Hence, you will have no additional funds to contribute.

Further information


For all types of mortgages: residential property, commercial or small-scale production premises, so long as the property being financed has received the official Minergie® label.


Mortgage rates for a Minergie® property are available as fixed, variable or SARON rates.
Questions? Contact us