Current account credit

Current account credit facility

Current account credit facility

With a BCGE Entreprises current account credit facility, you have access to the liquidity needed to manage your business, up to a maximum pre-defined amount.

Interest is only paid on the amount used within the credit limit

An option that can be used at any time without having to give notice

A preferential interest rate is available if collateral is provided

The essentials

A solution for your working capital requirements

Your one-off borrowing needs are covered thanks to a credit limit on your account. It can be used at any time without having to give notice, which means that interest is only paid on the amount of the facility actually used.

Further information

Minimum amount

CHF 150,000

Period

Unlimited, renewable each year

Guarantee

May or may not entail backing by collateral (securities)

Borrowing rate

Variable; the interest rate is determined on a case by case basis, depending mainly on market conditions and examination of the application.

Overdraft rate

9.5 %

Quarterly commission

¼% per quarter, calculated on the highest debit balance during this period, for credit limits in CHF.

Handling fees

1‰, with a minimum of CHF 300

Currencies

Other currencies: on request

Payback

None

Closing statement

Quarterly

Doctrine du financement (in French only) Current account rates Fees and conditions

BCGE Entreprises

The corporate cash management account

BCGE business loan

For the financing of your investments or to ensure your working capital

Vehicle leasing for professional use

The leasing of company vehicles is a way of meeting the specific needs of companies for transport equipment while conserving their cash flow.

Capital goods leasing

The financing of your equipment for professional use while preserving your own funds

A question? Contact us